For property developer and accountant Calum Buchanan, finding smarter ways to manage cash flow is second nature.
As a founder of boutique development firm CBMR Group, he’s no stranger to the high volume of outgoings that typically offer nothing in return.
So, when he heard about pay.com.au - a platform that transforms expenses like BAS, superannuation and supplier invoices into rewards - he knew it was worth exploring.
“I first heard about it through word of mouth in the industry,” he says. “It struck me as a clever way to get more out of payments we had to make anyway.”
Making Every Dollar Work Harder
Like most development firms, CBMR Group has significant overheads and supplier payments due at the end of the month.
But with pay.com.au, Mr Buchanan found a way to make everyday expenses generate value while utilising the interest free terms.
Even better, the platform integrates seamlessly with existing credit cards and systems, so there’s no need to change banks or disrupt operations.
“It’s really easy to use, you just log in and get started,” he says. “There’s a genuine upside because you’re earning points in a way that benefits your business.”
The results have been very motivating.
“We mostly use the points as staff incentives, usually for business flights. It’s our way of recognising team members who have gone above and beyond.”
Flexibility That Pays Off
While the rewards are a definite bonus, Mr Buchanan says the platform’s flexibility had the most impact.
In the property game, timing is everything, and pay.com.au has helped smooth over some of the common bumps.
“One of the best features is the 40-day payment window from the credit card while getting the points,” he says. “That breathing room makes a big difference, especially when cash is tied up or payments are delayed, the points make it that much sweeter.”
Mr Buchanan says he would recommend the platform to other industry professionals looking to get more out of their business payments.
“The real question is: why wouldn’t you use it? You’re already being charged to spend your own money, so you might as well get something back.”
Smarter Payments. Stronger Outcomes.
Whether overseeing a national property portfolio or managing a boutique development firm, pay.com.au turns everyday expenses into big benefits:
• Double your rewards: Earn PayRewards Points on top of your credit card points, even on payments that don’t usually earn rewards (like BAS, super, rent or payroll).
• Use points your way: Redeem for flights, gift cards, travel, or transfer to 12+ airline and hotel partners, or build custom rewards that suit your business.
• Smoother cash flow: Take advantage of your card’s interest-free days and pay.com.au’s extended payment window to keep capital flowing when you need it most.
• Easy and secure: PCI DSS compliant and ISO 27001 certified, with key features like password-free login, tokenised card data, 2FA, and more.
• All-in-one spend management: Track, manage and consolidate your business expenses across cards and accounts in one simple platform.
• No cap on earning: Whether you pay by card or bank transfer, there’s no limit to how many points your business can earn.
Start earning more from every dollar you spend, and take advantage of our exclusive RMG offer today.
